Privacy Policy
Last Updated: June 14, 2025
Bhosale Microcare Foundation ("we", "our", "the Company") is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, store, and share your personal information when you visit our website bhosalemicrocarefoundation.com, particularly when you apply for a loan using our online loan application form.
📌 1. Information We Collect
When you use our website and apply for a loan, we may collect the following personal and financial details:
Full Name
Contact Information (Mobile Number, Email)
Identity Details (Aadhaar/PAN Card)
Address (Permanent and Current)
Vehicle Details (Type, Insurance Details, Registration Number)
Bank Account Information
Loan Details (Requested Amount, Duration, Supporting Documents)
Credit Information (from Credit Bureaus such as CIBIL or CRIF)
🛠️ 2. How We Use Your Information
We use your personal information for the following purposes:
To process and assess your loan application
To verify your identity and loan eligibility
To share your credit-related information with authorized Credit Information Companies (as per RBI guidelines)
For internal record keeping and customer service
To detect and prevent fraud
To improve our services and website functionality
🤝 3. Information Sharing and Disclosure
We may share your data with:
Credit Bureaus (like CIBIL, CRIF) for credit score checking and reporting
Partner banks, NBFCs, and finance service providers
Government or legal authorities as required by law
Technical and IT service providers who support our platform (under confidentiality agreements)
🔐 4. Data Security
We use industry-standard measures to protect your personal data:
SSL encryption for secure data transmission
Restricted access to personal data
Regular monitoring to prevent unauthorized access
🗑️ 5. Data Retention
We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations. After that, the data is securely deleted or anonymized.
📱 6. Your Rights
You have the right to:
Access the personal data we hold about you
Correct inaccurate or incomplete data
Request deletion of your data (where legally permitted)
Object to how your data is processed or shared
🧾 7. Loan Application Form
Our website includes an online loan application form. By filling out and submitting this form, you consent to:
The collection and processing of your personal and financial data
Sharing your information with Credit Bureaus and partners
Being contacted by our team for verification and loan processing
We ensure that your application data is handled with the utmost confidentiality and is used only for its intended purpose.
📧 8. Contact Us
If you have any questions or concerns about this Privacy Policy or the use of your data, please contact us at:
Bhosale Microcare Foundation
Email: info@bhosalemicrocarefoundation.com
Phone: 8308890925
Website: https://bhosalemicrocarefoundation.com
⚖️ 9. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with the updated date.